Anyone who has flown across a few time-zones knows just how inconvenient jet lag can be be. You either arrive in a new destination exhausted, often unable to sleep, or find yourself walking around a new location in the middle the day like a zombie. A Jet Lagged Sea Otter Fundamentally jet lag occurs because your body’s internal clock is out of sync with the time in the new location after you arrive. While you can observe jet lag whenever you cross a time zone or two, it’s usually more prevalent when flying between continents. The worse jet lag I ever had was coming back to Canada from Ireland ...

Not long ago I posted a few of my thoughts with regards to obtaining good travel health insurance for a year long trip. I wanted to clarify a few issues with regards to Canadian travel health insurance. British Columbia’s MSP actually is only valid if a person is in the province for more than six months in any given calendar year. If a person is planning on being gone longer, then insurance should be reapplied for upon coming back. Outside of that, a person can make use of a two year exception to the rule once every five years, which is the route I took. But you can only go that route once in ...

I don’t like to fly. In fact, I would say that I pretty much hate it. First, airports involve delays. You generally have to wait in line to check-in or check bags. Then you have to wait to go through security. Then you have to wait in the waiting area to board you plane. Then you board, and have to wait inside. Ideally your plane will leave on time, but often it doesn’t, and you’re stuck waiting on the plane. Next, you’re cramped into a small space, usually sitting next to one or two other people who probably don’t really want to be on a plane either. If you’re lucky, they smell nice. ...

Inside my suitcase upstairs is a huge manilla envelope that has the majority of receipts in it for my trip to South America. Since some of them represent expenses that I can write-off on the business side, it was important to keep them for Revenue Canada in the odd event of an audit down the road. Unfortunately for me though, it meant that I had to collect all my receipts while traveling around the world. It’s one thing when you have an apartment in Canada and everything can be sorted into file folders once a week or so, but when you’re traveling with a backpack and trying not to accumulate ...

A friend of mine on Twitter posted a question today asking if anyone had done any world travel, and if so, what they thought of taking a laptop with them. Since I just got back from four months of world travel, I thought I would write an entry detailing my experiences with backpacking with a laptop. I spent the majority of my time in the city of Buenos Aires in Argentina. I brought along my 13″ Macbook Pro, which is valued at around $1,500 in Canada. There is actually a lot of petty theft in Buenos Aires, so I avoided taking my laptop out for the first six weeks or so. But eventually that became ...

Photo by Ryan Hyde I did a post a while ago detailing my plans to finally give up my no-fee bank account at PC Financial and move to a full service bank in preparation for my trip. How come, you ask? First, the idea of having a no-frills bank while in another country just seems far too risky. If I hit a snag, I definitely want to be able to pick up the phone and call someone for help. While PC Financial does offer phone service, in my experience very basic things like obtaining certified cheques or doing wire transfers are often a pain. While PC Financial is a subsidiary of CIBC, it’s still ...

I won’t lie: I hate banks. Other than PC Financial (which has been my main bank since I was about 20 years old), the major banks absolutely gouge their customers. I remember once going into TD when I was in university and asking to open a savings account. Once they showed me their fee structure, I realized there was absolutely no way I’d actually be able to save money using that account, since the costs each month were greater than the interest they paid. Consequently I have been a member of PC Financial since that time, and haven’t paid a single fee. That said, I’ve been strongly considering ...