Random Visa Card I received an automated call last week from TD Visa letting me know that my card had been deactivated due to fraud. Of course, there were no unauthorized transactions that I could tell on my VISA, nor has there been any previously when this has happened. In the past few years, I’d say this has probably happened three of four times. Each time it does, I have to head down to the bank and pick up my new card about a week later. It’s nice that they are trying to reduce fraud, but not so nice that it causes an inconvenience, first because it takes my main VISA card out of commission, ...

Ever since I was about 18 years of age, I have had a credit card. The main reason, at least at first, was simply to build up a credit rating in case I ever needed a loan (which I ended up requiring when I went to university). Nowadays, I use my visa primarily for work expenses, since I tend to do a lot of traveling with my job. To that end, I probably spend close to $30,000 on my visa a year, a good portion of which comes from plane rides and hotel rooms when I’m on the road. I have no idea what my credit limit is on my visa, but last time I checked (which was a few years ago), there was enough ...