Over the past few years I’ve flown to many exotic destinations New Zealand, Brazil, and even Peru. Normally those trips would costs thousands of dollars, but I managed to do all three trips for free thanks to several of my travel reward credit cards. Most seasoned travellers already know this, but many credit card companies offer travel products that help their customers earn free travel. For every purchase you charge to your credit card, the credit card company will give you a credit for future travel in the form of ‘mileage’. That mileage is usually tracked on your credit card statement ...

Ever since I was about 18 years of age, I have had a credit card. The main reason, at least at first, was simply to build up a credit rating in case I ever needed a loan (which I ended up requiring when I went to university). Nowadays, I use my visa primarily for work expenses, since I tend to do a lot of traveling with my job. To that end, I probably spend close to $30,000 on my visa a year, a good portion of which comes from plane rides and hotel rooms when I’m on the road. I have no idea what my credit limit is on my visa, but last time I checked (which was a few years ago), there was enough ...