Many people don't realize that if they are in another country that they will often have to pay for all their medical expenses out of their own pocket. A simple visit to a doctor's office probably won't set you back too far in most countries, but being hospitalized can potentially bankrupt a person in certain parts of the world, such as the United States. I had a friend who got into a scooter accident in Thailand years ago, and only avoided hefty medical bills thanks to the travel health insurance he purchased before leaving Canada. So without a doubt one of the first items that should be on everyone's ...