About three years ago, I walked onto a Mazda lot in Abbotsford and bought a new car. I only had about half of it in cash, so I was forced to finance the rest. During the application process, the guy looking at my credit said it had been quite a while since he saw someone with credit as good as mine. Last night I decided (since I'm looking at maybe buying a house in the new year) to get a copy of my credit report and make sure everything was in order. There are two places you can get one online, the first being EquiFax, and the second being TransUnion. Neither service is free, and are about $20 ...

That's it really. I no longer carry cash for the most part. My paycheck arrives in my bank account electronically. When I pay for things, I use my credit card, debit card, or paypal. My bills are paid via online banking, and except for a birthday card once a year, rarely use snail mail. I probably receive 5 pieces of mail a month, but receive around 100 emails a day, and currently have 13,050 messages in my gmail inbox. The fastest way to get a hold of me (even beating out phone calls) is actually via email these days. I ripped most of my CDs to my computer last year, and primarily listen to MP3s ...