I won't lie: I hate banks. Other than PC Financial (which has been my main bank since I was about 20 years old), the major banks absolutely gouge their customers. I remember once going into TD when I was in university and asking to open a savings account. Once they showed me their fee structure, I realized there was absolutely no way I'd actually be able to save money using that account, since the costs each month were greater than the interest they paid. Consequently I have been a member of PC Financial since that time, and haven't paid a single fee. That said, I've been strongly considering ...

I tweeted about some rather recent banking problems I've been having, so I thought I'd tell the whole story. About five years ago (probably longer to be honest), I opened a business account at TD bank on Broadway in Vancouver. I was going to start doing a little consulting on the side while doing my master's degree, so I thought having a business account would be a good idea. At the time, I also got a small mastercard as well. I never really ended up having time for the consulting, so the account kind of just sat there for a few months. Eventually I ended up cancelling that mastercard and (my ...